FINANCIAL CONCEPTS
WHAT EVERYONE SHOULD KNOW ABOUT MONEY
HELPING BY TEACHING AND EMPOWERING
With an alarming lack of education about financial fundamentals, people need the tools and guidance to help them make informed choices to meet today’s challenges. There’s no doubt that families of all incomes can benefit from preparing for the expected and the unexpected.
HOW WE DO IT
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Evaluate Financial Situation
Debt
Income
Savings
Retirement
Taxes
Redirect Income & Expenses
Meet Financial Goals
Proper Protection
Retirement Savings
College Funds
Emergency Funds
OUR APPROACH :
FINANCIAL EDUCATION
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contain more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative.
This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
THE RULE OF 72
CALCULATE HOW LONG IT WOULD Take FOR YOUR
MONEY TO DOUBLE AT DIFFERENT INTEREST RATES
The Rule of 72 is a mathematical concept that approximates the number of years it will take to double the principal at a constant rate of return compounded over time. All figures are for illustrative purposes only, and do not reflect the performance risks, fees, expenses or taxes associated with an actual investment. If these costs were reflected, the amounts shown would be lower and the time to double would be longer. The rate of return of investments fluctuates over time and, as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty. Investing entails risk, including possible loss of principal. Results are rounded for illustrative purposes. Actual results in each case are slightly higher or lower.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
ACCUMULATION STAGE
DOES YOUR MONEY GROWTH FIT YOUR NEEDS?
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contain more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative.
This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
THE IMPACT OF LOSSES
WHY MANAGING RISK MATTERS
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contain more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative. This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
Neither World Financial Group Insurance Agency, LLC. Nor its agents may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult and rely on their own independent tax and legal advisors regarding their particular situation and the concepts presented herein.
DISTRIBUTION PHASE
WOULD YOU RATHER PAY TAXES LATER OR NEVER?
This material is intended for education and training purposes only and is not intended to be, nor should it be construed as, an offer or solicitation for the purchase or sales of any specific securities, financial services or other non-specified item. Securities products are sold by prospectuses that contain more information about the product's fees, charges and limitations, and can only be offered by a qualified registered representative. This is a hypothetical scenario for illustration purposes only and does not present an actual investment for any specific product or service. There is no assurance that these results can or will be achieved.
All figures are for illustrative purposes only and do not reflect an actual investment in any product, nor do they reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. Actual results may vary substantially from the figures in the example. All rates of return are hypothetical and are not a guarantee of future performance of any asset, including insurance or other financial products. Higher rates of return have been associated with higher volatility.
Neither World Financial Group Insurance Agency, LLC. Nor its agents may provide tax or legal advice. Anyone to whom this material is promoted, marketed, or recommended should consult and rely on their own independent tax and legal advisors regarding their particular situation and the concepts presented herein.
WHICH path is more
important to you?
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